How to look good and not break the bank

How to look good without breaking the bank – quick online tips for looking the part without maxing out your card.


Imagine walking through the CBD dressed head to toe in designer fashion. Designer brands, such as Gucci, Chanel, Calvin Klein, Levi’s and Tommy Hilfiger, cover you as you strut your stuff through town. All heads turn your way and then all of a sudden, a slow clap begins in celebration of your high fashion style. The city crowd starts cheering and whistling and you start spinning and skipping through the celebration, delighted with how great you look… then you wake up, throw on your Target pant suit and get on the bus to go to work.

Designer brands are definitely a nice thing to have hanging in your wardrobe, sitting on your shoe rack, or housing your phone, wallet and keys, but realistically, they can be rather unaffordable for many Australian’s, more of a pipe dream you could say. At Quick Online Loans, we believe that everyone should be able to look as good as they feel, which is why we have put together a few quick online tips on how to look good and not break the bank. Our aim is to show you how to look like a million bucks while spending minimal cash.

How to look good and not break the bank

Looking good entails a combination of numerous things. Sure, you can just throw on a nice dress, or fancy suit and be on your way, but if you’re aim is to dress to impress, normally you wouldn’t just stop after the dress. Here is a list of all the things both men and women generally consider when wanting to look the part.

  • Clothes
  • Shoes
  • Hair
  • Facial hair
  • Make-up
  • Skin complexion
  • Accessories
  • Teeth
  • Personal Hygiene (this should always be a high priority)

This may seem like a lot of factors to consider and if you are wanting to look good and not break the bank, then it can get expensive. Not anymore though! Gone are the days of having to settle for what’s affordable, whether you like it or not, and gone are the days of spending money we don’t have in the hopes of keeping up with all the latest trends. Keep reading and find out how to look good and not break the bank.

How to look good and not break the bank: FASHION

Bridge lines – If you are someone who cares about the brands you dress yourself in but your budget comes with limitations, then do your research and find the designer collaborations that offer discounted items. The Missoni line at Target ( and the Versace line at H&M ( are great examples of bridge lines in the fashion industry.

Try to ignore the trends – Trends change as quickly as the weather does so don’t splash all your cash on something that’s only going to be trendy for a couple of months. Just focus on defining your own individual style and finding cheaper clothes that suit you.

Only wear what looks good on you – Don’t waste your money on items that you’ll quickly come to dislike. Figure out what style suits you best and then stick to it. Don’t buy a pair of short-shorts if you rarely wear them.

Learn to love the pre-loved – You can find some awesome treasures in op shops, and on second-hand websites (e.g. eBay, Buy Swap Sell). Don’t be picky just because they’ve been owned by someone else. Second-hand retailers can give you some serious bargains!

Just buy the basics – Make sure you have all the basics covered before expanding your wardrobe. The basic items of clothing both men and women need include:

  • Basic black dress
  • Everyday warm coat/ jacket (e.g. denim or leather jacket)
  • Dress pants in solid colours
  • Classic white t-shirt
  • Jeans
  • Any occasion top or blouse
  • Day dress
  • Swimsuit/ board shorts
  • Sportswear
  • Pyjamas

Get Creative – Get efficient at altering and mending clothes. This way you can alter your cheap clothes so they fit properly, or fix older clothes that have been ripped or damaged. Getting creative like this broadens your horizons when it comes to what can buy, and stops you from having to replace that pair of pants that you love.

Don’t buy expensive brands – Jeans are jeans. You don’t need to spend $150 on that designer pair when you can get a generic pair for $50 that look exactly the same. At the end of the day, they have the exact same purpose so as long as they’re getting the job done, cheaper is better.

Shop for off-season clothing – Look for end of season clearance sales and the before and after Christmas sales. Be prepared for the year ahead; buy your jeans in August, or your swimmers in February. Or you could brave the crowds on boxing day and take full advantage of the year’s best sales.

Look for combinations – Try and make as many combinations out of your clothing items as possible. For example, only buy tops if you have at least 2 bottoms you can wear with them, and vice versa. This works for accessories as well.

Make sure your clothes are easily hand or machine washable – Trips to the drycleaners can get very expensive. Don’t buy clothes that will constantly need to be dry-cleaned, save that for your suit or leather jacket.

Outlet stores – Many brands have outlet stores that are home to some seriously discounted clothing that either didn’t all sell in store, or might be a little damaged. This is where your sewing skills could come in handy too.

Patience is key – Don’t get too excited when making a purchase. Unless you are 110% sure that it looks great and you’ll wear it all the time, wait at least 24 hours before handing over your money. This will give you the chance to sleep on it and then look at the item or try it on again with a bit of a clearer head. Being a little patient could save you loads on unnecessary clothes.

Use the right card – Firstly, make sure you’re not using a card with a big surcharge so you’re not making the purchase more expensive than it needs to be, and secondly, find out if your card comes with any rewards that can add extra value to your purchase. Some cards that offer great rewards with your purchases include:

  • American Express
  • NAB Qantas Rewards Premium Card
  • ANZ Rewards Black
  • Bank Australia Platinum Rewards Visa
  • ANZ Rewards Platinum
  • Virgin Money Virgin Australia Velocity Flyer

Look for coupons – If you’re on a retailer’s mailing list, you’ll probably receive all their specials and sales, however make sure you keep an eye out for further deals through catalogues and social media. This will ensure that you’re not missing out on any prime shopportunities.

Go through your wardrobe – Everyone has a section in their wardrobe where they put the clothes they never wear. Go through those clothes and maybe you’ll find something you’ve been looking for, or maybe that dress that didn’t fit before, fits you now. Then, anything that is of no use to you anymore, sell online on the same second-hand websites listed above. This way, you’ll avoid spending money on more clothes you probably don’t need, or you’ll make money and clear space for new clothes in your wardrobe.

Now that you have your cheap clothing hacks sorted you are half way there to looking good without breaking the bank. Our aim here is to show you how to keep up with appearances without completely blowing your budget.

Budget beauty tips

Use men’s shaving cream

Cut back on washing your hair – Washing your hair everyday can cause it more harm than good. Cut back to just washing it every other day, or even twice a week. You’ll find that your hair doesn’t need to be washed that often and you’ll save money on shampoo. You don’t need to use loads of shampoo and conditioner either, just a small amount will get the job done.

DIY teeth whitening – Don’t spend your money buying something you can do at home! sprinkle a little bit of baking soda on your toothbrush to brighten up your smile. Just don’t do it every day as too much can be damaging to your teeth. For more information on DIY teeth whitening, see:

Homemade acne treatment – Many shop-bought acne treatments rely on salicylic acid as their active ingredients but it turns out, you don’t need to spend a fortune to get the benefits of this compound. Mash up some fresh strawberries and mix it with a bit of yoghurt, spread on your face and leave for 5-10 minutes. Strawberries are a natural source of salicylic acid so this should do the job for a fraction of the price.

Don’t waste make-up – Get the last of any liquid makeup out of its tube by putting it in a small container of hot water then pouring all the foundation out. This always works for dried up mascara. Makeup can be expensive so make sure you’re using every last drop!

Hair hacks – For men who like to style their hair in a certain way, hairspray will usually do the trick but for those who like to use other gels and products, grab yourself a tin of Uppercut Deluxe Pomade. They average around $20 but should last for months. For women who like to get creative but can’t always afford the styling tools, have a go at lightly braiding your hair over night or throughout the day so it’s nice and curly. Or, alternatively, you could get in touch with your local hairdressing school and see if there are any students that need someone to practice. You could get your hair done for as cheapo as $10.

These are just a few tips on how continue looking as good as you do, but for half the price. Now that you’re looking good and have a few extra dollars in your pocket, you’re probably looking for a lucky man or lady to complete you. If that’s the case, here are some pick-up lines you can use on your potential suiter.

  • Are you the sun? Because you’re so beautiful it’s blinding me.
  • Your eyes are blue like the ocean. And baby, I’m lost at sea.
  • If you were a vegetable, you’d be a cute-cumber.
  • Do you have a sunburn, or are you always this hot?
  • I seem to have lost my number, can I have yours?
  • Hi, I’m Mr Right, someone said you were looking for me?
  • How come you’re not on top of the Christmas tree? I thought that’s where angels belonged.

So, there you have it folks. You’ll be looking good and feeling good right into the new year, and your bank account will be looking as health as your love life should be! For any more tips on how to manage your financial woes, or perhaps pay for your upcoming wedding, get in touch with Quick Online Loans, today!

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