A simple guide to landing your dream job!

dream job

Have a dream job taunting you through your long days in the office working towards someone else’s dream? It’s time you got what you deserve, don’t you think?

Do you have a friend who seems to have it all? The great job with people they really genuinely like? A salary that allows them to buy all the things that you only dream of? A great house? A skip in their step? Does life just seem easier for them, well you know what that can be you?

We spend 80% of our lives at work, and if you are not in a job you like or love then it is going to have an effect on other parts of your life. It’s inevitable, it’s how we as humans functions. Now we are not saying quit your job, take out a loan and just wait for a dream job to find you. We do however have some super tips on how to find the job of your dreams (and be the friend who seems you have it all).

The weird thing about finding a job is that even though technology has changed the world a few times, the way in which we hunt for jobs is still the same as it has been since like the 1970s. We hunt job sites, we call recruitment specialists, we put together a CV that shows all the things we have achieved. The reality is that there are so many ingenious and unconventional ways of getting noticed amongst the pile of people applying to work at dream companies like Nike, Red Bull or Airbnb who are offering the “the dream job” that will make your life that much happier.

Dr. Seuss, said it best and the same can be said for applying for a job, “Why fit in when you were born to stand out?”

Here are some of the unconventional ideas that can help you get that new job and make the changes that you want to improve your life (so you don’t have to resort to drastic measures lie take out a loan, or sell your car to make rent):

Constantly upskill yourself

Master your profession. It seems like an obvious thing to do, but you would be surprised to see how many people just know the basic information and never really take the time to constantly upskill themselves. This is particularly true when people reach managerial level, they no longer have to know how to do the “day to day” task because they have people who they have hired to keep the company running while they oversee things. Having skills will always win in an interview situation, you may be the most likable person in the world with enough charisma to share but if you don’t have the skills to back it up, you are not getting the job.

Don’t rely on your CV… too much

Summarising what you have done onto one or two pieces of paper is an archaic way of doing things, but the reason people do it is for the simple reason that we have all been doing it that way for a long time. The best way to show people what you have accomplished in your career is by doing exactly that, showing them. Create a portfolio that shows the work you are most proud of and the results you have achieved (people love to see good results and love results-driven people). A great way to put together a portfolio of work is through websites like Wix, who offer great templates that are easy to edit. Sharing a website is immediately more impressive than sharing a PDF, don’t you think? We do.

Focus less on money

Jen Welter famously said, “If you want to be successful in this world, you have to follow your passion, not your paycheck”. It’s a scary thing to think, but if you are really good at what you do there will be a company out there willing to pay for it, and it will find you. Find the work that makes your heart skip a beat when it works out, that gets you excited about starting the day because it’s a cliche but if you love what you do you will do better work. If you are always hunting for more money, a bigger more impressive title you will never really feel completely satisfied and fulfilled. Do what you want and love what you do, and the money will come, and you will never have to take out a loan like we mentioned earlier.

Keep your day job, for now

There are 24 hours in a day and anyone who has a full-time job has to commit roughly 8 hours of that day to their job, however, the time before and after work is yours to do with as you please, use it and use it wisely. Build up your portfolio, perfect your skills, study something that helps your future career. It doesn’t matter what your dream job is or if your dreams are of owning your own business. You are never too old to learn and you should never act like you know everything. The time after work could also be used to start building up a small customer base that will allow you to have some financial stability so you don’t have to take out personal loans when you do make the step towards opening your own business if that is your ultimate dream job.

Network with people

The longer you have been working, more often than not you will find out that the really good jobs, the one you are dying to have but are never listed on jobs sites. They are mentioned in coffee meetings, over specialised Facebook groups and in general conversation between industry thought leaders. In order to know the people who are having the right conversations, you need to be a part of the right conversations. Networking and knowing the right circles and the right people in the right circles doesn’t happen overnight. Start with going to some industry events, following some people tweeting about a certain thing on Twitter and take it from there.

Have realistic expectations

When you do get your dream job, it may not be everything that you expected prepare yourself for that. It takes time to settle in, understand how things are done, how new colleagues work and that comes with frustrations. Dream job does not mean cushy job. It was hard work to get the job of your dreams and it will be hard work to keep it. As with any job, not every day is all sunshine and roses. You need to be prepared for there being personalities that you clash with or certain tasks that you hate but have to complete. It’s all a part of the puzzle that makes the company you have dreamed of getting your job at the well-oiled machine that it is.

Now that we have shared some awesome tips with you to get the job of your dreams, it is up to you to put in the time and the effort required to be the best in the business. Work hard, stay humble and do things that you are proud to have your name attached to and you will be well on your way to having that job of your dreams, sail into your inbox.

How to look good and not break the bank

How to look good without breaking the bank – quick online tips for looking the part without maxing out your card.

Introduction

Imagine walking through the CBD dressed head to toe in designer fashion. Designer brands, such as Gucci, Chanel, Calvin Klein, Levi’s and Tommy Hilfiger, cover you as you strut your stuff through town. All heads turn your way and then all of a sudden, a slow clap begins in celebration of your high fashion style. The city crowd starts cheering and whistling and you start spinning and skipping through the celebration, delighted with how great you look… then you wake up, throw on your Target pant suit and get on the bus to go to work.

Designer brands are definitely a nice thing to have hanging in your wardrobe, sitting on your shoe rack, or housing your phone, wallet and keys, but realistically, they can be rather unaffordable for many Australian’s, more of a pipe dream you could say. At Quick Online Loans, we believe that everyone should be able to look as good as they feel, which is why we have put together a few quick online tips on how to look good and not break the bank. Our aim is to show you how to look like a million bucks while spending minimal cash.

How to look good and not break the bank

Looking good entails a combination of numerous things. Sure, you can just throw on a nice dress, or fancy suit and be on your way, but if you’re aim is to dress to impress, normally you wouldn’t just stop after the dress. Here is a list of all the things both men and women generally consider when wanting to look the part.

  • Clothes
  • Shoes
  • Hair
  • Facial hair
  • Make-up
  • Skin complexion
  • Accessories
  • Teeth
  • Personal Hygiene (this should always be a high priority)

This may seem like a lot of factors to consider and if you are wanting to look good and not break the bank, then it can get expensive. Not anymore though! Gone are the days of having to settle for what’s affordable, whether you like it or not, and gone are the days of spending money we don’t have in the hopes of keeping up with all the latest trends. Keep reading and find out how to look good and not break the bank.

How to look good and not break the bank: FASHION

Bridge lines – If you are someone who cares about the brands you dress yourself in but your budget comes with limitations, then do your research and find the designer collaborations that offer discounted items. The Missoni line at Target (www.target.com.au/b/missonifortarget) and the Versace line at H&M (www.popsugar.com.au/tag/Versace-for-H&M) are great examples of bridge lines in the fashion industry.

Try to ignore the trends – Trends change as quickly as the weather does so don’t splash all your cash on something that’s only going to be trendy for a couple of months. Just focus on defining your own individual style and finding cheaper clothes that suit you.

Only wear what looks good on you – Don’t waste your money on items that you’ll quickly come to dislike. Figure out what style suits you best and then stick to it. Don’t buy a pair of short-shorts if you rarely wear them.

Learn to love the pre-loved – You can find some awesome treasures in op shops, and on second-hand websites (e.g. eBay, Buy Swap Sell). Don’t be picky just because they’ve been owned by someone else. Second-hand retailers can give you some serious bargains!

Just buy the basics – Make sure you have all the basics covered before expanding your wardrobe. The basic items of clothing both men and women need include:

  • Basic black dress
  • Everyday warm coat/ jacket (e.g. denim or leather jacket)
  • Dress pants in solid colours
  • Classic white t-shirt
  • Jeans
  • Any occasion top or blouse
  • Day dress
  • Swimsuit/ board shorts
  • Sportswear
  • Pyjamas

Get Creative – Get efficient at altering and mending clothes. This way you can alter your cheap clothes so they fit properly, or fix older clothes that have been ripped or damaged. Getting creative like this broadens your horizons when it comes to what can buy, and stops you from having to replace that pair of pants that you love.

Don’t buy expensive brands – Jeans are jeans. You don’t need to spend $150 on that designer pair when you can get a generic pair for $50 that look exactly the same. At the end of the day, they have the exact same purpose so as long as they’re getting the job done, cheaper is better.

Shop for off-season clothing – Look for end of season clearance sales and the before and after Christmas sales. Be prepared for the year ahead; buy your jeans in August, or your swimmers in February. Or you could brave the crowds on boxing day and take full advantage of the year’s best sales.

Look for combinations – Try and make as many combinations out of your clothing items as possible. For example, only buy tops if you have at least 2 bottoms you can wear with them, and vice versa. This works for accessories as well.

Make sure your clothes are easily hand or machine washable – Trips to the drycleaners can get very expensive. Don’t buy clothes that will constantly need to be dry-cleaned, save that for your suit or leather jacket.

Outlet stores – Many brands have outlet stores that are home to some seriously discounted clothing that either didn’t all sell in store, or might be a little damaged. This is where your sewing skills could come in handy too.

Patience is key – Don’t get too excited when making a purchase. Unless you are 110% sure that it looks great and you’ll wear it all the time, wait at least 24 hours before handing over your money. This will give you the chance to sleep on it and then look at the item or try it on again with a bit of a clearer head. Being a little patient could save you loads on unnecessary clothes.

Use the right card – Firstly, make sure you’re not using a card with a big surcharge so you’re not making the purchase more expensive than it needs to be, and secondly, find out if your card comes with any rewards that can add extra value to your purchase. Some cards that offer great rewards with your purchases include:

  • American Express
  • NAB Qantas Rewards Premium Card
  • ANZ Rewards Black
  • Bank Australia Platinum Rewards Visa
  • ANZ Rewards Platinum
  • Virgin Money Virgin Australia Velocity Flyer

Look for coupons – If you’re on a retailer’s mailing list, you’ll probably receive all their specials and sales, however make sure you keep an eye out for further deals through catalogues and social media. This will ensure that you’re not missing out on any prime shopportunities.

Go through your wardrobe – Everyone has a section in their wardrobe where they put the clothes they never wear. Go through those clothes and maybe you’ll find something you’ve been looking for, or maybe that dress that didn’t fit before, fits you now. Then, anything that is of no use to you anymore, sell online on the same second-hand websites listed above. This way, you’ll avoid spending money on more clothes you probably don’t need, or you’ll make money and clear space for new clothes in your wardrobe.

Now that you have your cheap clothing hacks sorted you are half way there to looking good without breaking the bank. Our aim here is to show you how to keep up with appearances without completely blowing your budget.

Budget beauty tips

Use men’s shaving cream

Cut back on washing your hair – Washing your hair everyday can cause it more harm than good. Cut back to just washing it every other day, or even twice a week. You’ll find that your hair doesn’t need to be washed that often and you’ll save money on shampoo. You don’t need to use loads of shampoo and conditioner either, just a small amount will get the job done.

DIY teeth whitening – Don’t spend your money buying something you can do at home! sprinkle a little bit of baking soda on your toothbrush to brighten up your smile. Just don’t do it every day as too much can be damaging to your teeth. For more information on DIY teeth whitening, see: www.wikihow.com/Whiten-Teeth-With-Baking-Soda

Homemade acne treatment – Many shop-bought acne treatments rely on salicylic acid as their active ingredients but it turns out, you don’t need to spend a fortune to get the benefits of this compound. Mash up some fresh strawberries and mix it with a bit of yoghurt, spread on your face and leave for 5-10 minutes. Strawberries are a natural source of salicylic acid so this should do the job for a fraction of the price.

Don’t waste make-up – Get the last of any liquid makeup out of its tube by putting it in a small container of hot water then pouring all the foundation out. This always works for dried up mascara. Makeup can be expensive so make sure you’re using every last drop!

Hair hacks – For men who like to style their hair in a certain way, hairspray will usually do the trick but for those who like to use other gels and products, grab yourself a tin of Uppercut Deluxe Pomade. They average around $20 but should last for months. For women who like to get creative but can’t always afford the styling tools, have a go at lightly braiding your hair over night or throughout the day so it’s nice and curly. Or, alternatively, you could get in touch with your local hairdressing school and see if there are any students that need someone to practice. You could get your hair done for as cheapo as $10.

These are just a few tips on how continue looking as good as you do, but for half the price. Now that you’re looking good and have a few extra dollars in your pocket, you’re probably looking for a lucky man or lady to complete you. If that’s the case, here are some pick-up lines you can use on your potential suiter.

  • Are you the sun? Because you’re so beautiful it’s blinding me.
  • Your eyes are blue like the ocean. And baby, I’m lost at sea.
  • If you were a vegetable, you’d be a cute-cumber.
  • Do you have a sunburn, or are you always this hot?
  • I seem to have lost my number, can I have yours?
  • Hi, I’m Mr Right, someone said you were looking for me?
  • How come you’re not on top of the Christmas tree? I thought that’s where angels belonged.

So, there you have it folks. You’ll be looking good and feeling good right into the new year, and your bank account will be looking as health as your love life should be! For any more tips on how to manage your financial woes, or perhaps pay for your upcoming wedding, get in touch with Quick Online Loans, today!

Looking for a short-short loan? We’ve got you covered.

Which mobile network is best in your area

mobile network

With the new iPhone X out on the market, new Samsung Galaxy not far behind and people scrambling to find out which mobile network will offer the Google Pixel 2, people looking to upgrade their phones are spoilt for choice! Especially since we’re quickly approaching Christmas, the season of giving. However, the newest smartphone is hardly a good thing if it’s not getting service that’s comprehensive and fast in your city! We’ve compiled a list of the best mobile networks in major cities around Australia.

The mobile network for you

While there are multiple mobile network service providers in Australia, such as Virgin Mobile, amaysim, Boost and ALDImobile, these providers all operate off the bigger Optus, Telstra and Vodafone mobile networks. Basically, this means that these smaller companies buy access from the bigger companies and resell it to customers. The bigger companies make money from access fees and the smaller companies depend on lower fees and subscription rates.

The cities

Perth

Perth recently received a lot of attention for their newly named Optus Stadium. But Optus may not be the best mobile network provider for people living there. Instead, it is Telstra that provides a wider coverage area, which spans even the coast of Perth. Telstra is also able to reach more remote communities. The area in which Optus wins is in its level of coverage within its limited area. While Telstra has more patchy but widespread coverage, Optus has stronger coverage within its limited coverage area. This won’t affect customers in the immediate Perth city area but can be a point to consider for those living in remote areas. Vodafone’s meagre mobile network coverage is barely worth mentioning when compared to the other two larger mobile networks.

Brisbane

While the east coast receives better mobile network coverage than Western Australia, there aren’t many differences between the rating of service providers. Vodafone continues to lose out in terms of their mobile network coverage. Although, frequent sailors and beach-goers might want to consider that Vodafone does have some coverage that extends out from the Queensland shores, while Optus does not. Once again Optus proves that what they do cover, they cover well. However, Telstra is the ultimate winner in terms of coverage area although customers might lose service temporarily when exploring Queensland’s many parks. Unfortunately, this coverage is almost entirely spotty and poorly covered if you’re travelling north of Queensland, beyond Cairns or Port Douglas.

Melbourne

Melbourne might be the one city where all three mobile networks are somewhat equally matched. Optus and Vodafone appear to cover most of the mainland, although Vodafone does have trouble reaching the more remote communities. Once again, Telstra emerges as the winner. With mobile network coverage extending to King’s Island and even to Tasmania! You could swim from Melbourne to Flinder’s Island and then onto Musselroe Bay, Tasmania and never lose cell service! Now that’s pretty impressive. For those who like to keep our feet on solid ground, Vodafone is the surprising winner with solid 4G mobile network coverage within the immediate Melbourne vicinity!

Sydney

Sydney is where Optus reigns supreme. With solid 4G coverage, even in parts of Sydney’s many national parks, the mobile network makes up for its lack of remote coverage. Telstra loses in this city due to its extremely patchy service, although truly remote communities might not have a choice as this is the only provider with access to inner New South Wales. Even its extensive sea coverage can’t make up for the lack of solid 4G mobile network service on land. Vodafone appears to have incorporated the worst parts of the Optus and Telstra networks with patchy coverage on land and lack of service on the water.

Adelaide

Once again Optus is the clear winner in South Australia. Although Telstra continues to provide mobile network service to customers on the water, their coverage on land is lacking. Optus wins because their service covers land and even most of Kangaroo Island. Unfortunately, Vodafone’s service area barely reaches Port Lincoln, making the poorest choice of the three mobile network providers.

Northern Territory

In this area of Australia, mobile network coverage is exceptionally poor. Even Telstra only serves a couple of spots, leaving the whole area as, more or less, a dead zone.

The smaller providers

It is important to consider the three major mobile network service providers as the smaller companies use these foundational networks. We’ve broken it down for you so you know which network you’re on and which one you might want to switch to!

TelstraOptusVodafone
·         CMOBILE blue*

·         Think mobile*

·         Boost

·         Belong

·         ALDImobile

·         Telechoice

·         Vaya

·         amaysim

·         Virgin mobile

·         Bendigo Bank Telco

·         OVO mobile

·         Moose mobile

·         Yomojo

·         Lebara

·         CMOBILE red*

·         TPG

·         Think mobile*

·         Kogan

*Please note that depending on your city, CMOBILE and Think mobile may use different networks.

The 4G debate

Although we have analysed the three big networks based on their coverage, the quality of service is also an important consideration. Optus has been estimated to provide 4G mobile network coverage to 95.9% of customers in Australia. Vodafone was a pioneer in introducing the 4G mobile network in Australia, but today, their 4G coverage sits at an estimated 95.3% in metropolitan areas. Even in this aspect, Telstra wins with 4G coverage of 98% in Australia.

Although 3G coverage serves more Australians, as it has been around longer, Australians today want faster access to information. There isn’t much of a point investing in new phones with faster processors if cellular service is going to hinder searches. It’s always a good idea to go online and check your mobile network coverage before committing to a service provider.

If you’re getting a new phone or contemplating changing your service provider, the first step is always to consider your needs. Where do you live and what do you need your phone for? If you’re a regular sailor who needs service on the open water, Telstra is your best option. However, those who spend most of their time in the city and only require fast internet connections might look to Vodafone! Those afraid of losing their number by switching, need not be concerned. With porting, you can keep your number! It couldn’t be easier and it’s all handled by your new mobile network provider.

The final consideration is the cost! If you need a quick online loan to secure that new smartphone or mobile network plan, with Quick Online Loans! Use our online loan calculator to decide on an amount to borrow and then you’re ready to apply with our easy online application. We’ll match you with the lender that will give you the best deal. All you need to do is sit back and decide which network you want to join! Get online and apply now!

We can help you find SMART loans!

Personal Loan | Up to $1,000 over 12 months

What are personal loans? Are you personally lacking the funds that you need? If so our personal loans could be the answer! The personal loan market is one that is constantly changing. They are generally smaller loans that try to suit your personal needs. Traditionally person loans are one of the first loans that individuals will acquire, however this is not the only thing personal loans are good for! You can read our T&Cs here.

Whether it’s for travel, an unexpected bill or just some spending money, we are here to help you find a loan that will fit your personal situation. Here at Quick Online Loans, we allow you to choose the personal loan that fits you best. You can then use our personal loans as you wish while paying back the loan within your personalized time frame. If you want your dream wedding but don’t quite have the funds to make it as personal as you want, we have the loan that you need. If you want that personalized renovation but fall a little short, we can help with our unsecured personal loans.

Our personal loans are paperless and some of the quickest approved in the personal loan industry. We understand that not everyone has a personal computer or the ability to print and sign their contracts in person. That is why we provide you with the ease of paperless personal loan contracts. This provides our company with the ability to stop worrying about your documents and instead provide you with a personalized lending experience.

To cater to your personal loan needs we offer a business model that can personalize what your loan looks like. Whatever it is you require, we cater for a wide range of fast personal loan customers, who are looking for that little extra cash boost.

We offer the best deals in the business for fast, online, personalized, personal loans. Provided over periods that suit you personally our loans are flexible. To help you get a quick personal loan we also provide you with one of the easiest personal loan approval systems in the personal loan business because we understand how much your time matters. We try and provide an outlet for you to achieve your personal objectives, whatever they may be.