Don’t Look For No Credit Check Loans. Let Us Find Smart Loans!
We are Quick Online Loans
We love simplicity, so our name practically sums up what we do. Our goal is to find quick online loans. Just fast, simple service. We find quick online loans starting from $300 to $5,000. So, whether you’re looking for a major boost to your funds, or a tiny financial pick-me-up, we can help! With the likes of lock-in gym contracts and pesky mobile agreements, we know you’re looking for a bit of flexibility in your finances. That’s why we find lenders that offer lots of choices when it comes to loan terms. You can usually choose how long you wish to repay your loan and also how frequently you wish to make repayments. We find lenders that give the power to you.
What are no credit check loans?
A no credit check loan is a loan where the lender will not put a credit enquiry on your credit file when assessing your application. We ourselves will not do a credit check on you, however, our partner lenders may when they assess your application. But that’s not the whole story, and having a bad credit score isn’t the end of the world. To try and find you a lender, we find lenders that assess your application on a number of factors. So, you can trust us to have your best interests at heart. When we go searching for lenders, we pick the best of the bunch. Now, we’ve told you about what we don’t find, so we’d better tell you about what we do find.
What loans do we find?
It’s obvious, isn’t it? We find quick online loans. But don’t worry, if you’re looking for something a tad more specific, we also find:
- Holiday loans
- Pet finance loans
- Car finance
- Unexpected bills loans
- Car repair loans
- Small loans
- Bad credit loans
- Rental bond loans
- Whitegoods Loans
And we could go on! We find all types of loans and we get creative. Finding lenders that suit your individual financial circumstances is our speciality – there isn’t a loan we can’t find. So, ask away!
Who is eligible?
We want to help find easy finance for all Australians, however, we do a have a few little requirements to meet before applying for quick loans:
- You must be over 18 years of age
- Be an Australian citizen or permanent resident
- Be receiving a regular income into a personal account for the last 90 days
- Have an active mobile number and email address
And that’s it. Just those 4 little requirements and you’re ready to apply for a quick loan! If you meet these requirements you’re in for a good shot at getting approved for our service. However, if you don’t qualify this time, we’ll let you know within minutes of applying.
What do you need to apply?
We think our application is pretty quick, but to shift it into hyperspeed, have these details handy before you apply:
- Personal contact details e.g. mobile number and email address etc.
- Bank account details
- Reason for a loan
- MyGov details
- Employment info
Now, the dawn of internet scams may have taught you to be wary of online entities asking for personal details. But, don’t worry, we care about your privacy and we want to protect your information. We simply ask for details for your bank account and MyGov to access a read-only copy of your expenses and other important info. That’s all! We use the latest in safe banking technology to access this info, so don’t worry, your information is safe with us! Still unsure? Read our privacy promise in writing.
How to apply for fast cash loans
Ever thought that a loan application can take only minutes to complete? Well, believe it. We have designed an easy application that won’t have you yelling furiously at your computer screen (we’ve all been there). We like transparency, especially in business. So, here’s a lowdown on how our super fast loan process works:
Part One: You Apply Online
Our application is 100% online and completely paperwork free! That’s right. No paperwork! Say goodbye to your barely working scanner and say hello to the future. To begin your application, simply scroll up and fill out our loan calculator. Select how much you wish to borrow and for how long. Then, fill out a few personal details like your first name, last name and mobile number. Once you’re happy with your loan terms, click the Apply Now button and you’re already on your way to completing your loan application.
Part Two: We Gather Together Your Information
Now we do some of the legwork. We work hard to put your information together to see if we can find you a lender as quickly as possible. So, whilst your crushing those candies, keep an eye on your notifications for important info.
Part Three: We Find your Perfect Match
If you hear the good news, congrats! Once you are matched with a lender, they will be in touch to go over the finer details of your loan terms.
And that’s it. That’s how our fast loan-finding service works. We believe in transparency, so if you have any questions about our loan service, don’t hesitate to contact us via our contact form.
Do we offer bad credit loans?
Yes, can help you find cash loans for bad credit. If you have bad credit, we think you should still have the opportunity to invest in your future with fast loans. That’s why we’ll run through your hoops to see if we can find you a lender. We think how you handle your current finances is a better indicator of your ability to repay a quick loan.
Receiving Centrelink and need a loan?
You’ve come to the right place. We cater to people who are receiving Centrelink payments. If you receive Centrelink payments, you may be tempted to go down the route of no credit check loans, because you’ve been knocked back by traditional lenders. But, wait, before you do, hear us out. We consider Centrelink payments as regular income and you other financial information! So, we treat you like any other clients. By finding lenders that suit your current relationship with money, we are able to give your finances the royal treatment. So, if you’re receiving Centrelink and are in need of a loan, you know who can find you one (it’s us!).
Worried about your loan repayments? Don’t be. The lenders we find can offer repayments without the hassle, so you get on with what you do best.
We live in an age of wondrous technology. With the likes of adorable cat videos, watches that talk to you and really, really fast loan applications – we all know the application for technology is endless. Now, our lenders use the latest in safe banking technology to automatically withdraw your repayments every time they’re due. How do they do it, you may ask? Well, it’s easy really. They set up a direct debit with your nominated bank account. That’s it! No trickery, just simple efficiency. All you have to do is make sure there is enough money in your nominated bank account when your repayment is due.
Why do we ask for your bank statements?
We find lenders that look past your credit score. So, no need to look for no credit check loans, because they are usually more lenient than traditional lenders. ‘How?’ you may ask? Well, it’s not because they don’t adhere to responsible lending practices. We can find lenders that offer bad credit loans because we think your current bank statements are a better representation of your finances, then your credit score. So, if your current relationship with money is sound, you can (hopefully) look forward to a tick of approval from us and the lenders we find!
Can you apply for another loan?
Yes, of course, we love our returning customers! If you’re after another hassle-free loan experience, then simply fill out our quick application again and you’re on your way. It’s that easy. No waiting period, just apply and wait for us to match you with the perfect lender.
Before you go
We want to make sure you know that we are lender-finders, not lenders ourselves. We utilise the latest in safe banking technology to minimise hassle and give you time to invest in what you do best. No one wants to stay on hold for hours or spend the day rummaging through paperwork. With Quick Online Loans, you can say goodbye to those days.
Let’s stay in touch
Have questions about our loan service? Simply hop onto our website and send us a quick message and our loan finding specialists will get back to you.