Secure, Quick Online Loans

$500 $5000
$2000
Adjust the above slider to your desired loan amount
Weekly
Fortnightly
Monthly
(you will be sent a verification code by SMS)

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

Personal Loans

Choosing a personal loan can sometimes be overwhelming when there are so many to choose from out there! We understand. That’s why we find lenders that can offer personal loans.

Well, let those worries go because here at Quick Online Loans we pride ourselves on having fantastic customer service that meets our clients’ needs. We’ll take the stress out of finding lender who can offer a personal loan. We’ll do all the work for you and we’ll do our best to find you a dream lender that can approve you for a personal loan.

Our friendly staff are always behind the screen to answer your questions and concerns at any time. Send them a quick email at hello@quickonlineloans.com.au.

WHAT ARE PERSONAL LOANS?

Personal loans are typically small, easy loans starting from $500 to $5,000! They are generally short-term loans, however, the term varies depending on the amount you wish to borrow.

Sometimes in life, unexpected situations happen that can catch you off guard financially and from time to time some Aussies may need to lend small amounts to get them through.

We offer some of the fastest personal loan finding services in Australia, completely processed here so there is no need to worry about being put through to an offshore call centre!

Check out our personal loan calculator for an example amount that may suit you!

ARE YOU LOOKING FOR INSTANT APPROVAL?

We don’t quite offer instant approval, but we offer fast, 100% online loans, and quickly!

Traditional lenders and lender finders would take weeks to approve your loan, sending it from department to department to have it approved by multiple managers.

Not at Quick Online Loans! Once your loan application has been submitted we will try and find you a lender in minutes!

Once your loan has been approved by both us and the lender we pair you with, your cash will be transferred into your nominated account!

HOW TO QUALIFY FOR A QUICK ONLINE LOAN

We have a very basic set of criteria you must meet in order to qualify to submit an application with Quick Online Loans:

  • Are over 18 years of age.
  • Have been receiving a regular income over the last 90 days.
  • Are an Australian citizen or permanent resident.
  • You have a direct contact number.

If you can answer yes to all of the above then you are on your way to submitting your loan application!

HOW DO I KNOW IF QUICK ONLINE PERSONAL LOANS ARE WHAT I’M LOOKING FOR?

Essentially, you need to ask yourself a few questions:

  • What are my personal loans for?
  • How fast do I need my loan?
  • Do I want to wait through appointments and disappointments with traditional lenders?

CAN I GET A PERSONAL LOANS IF I AM ON CENTRELINK?

YES!

To be eligible all you need is to be receiving a regular income into a personal bank account to meet Quick Online’s application requirements! No judging here!

DO YOU DO CREDIT CHECKS?

We ourselves won’t do credit checks and we encourage good and bad credit customers to apply. However please be aware that when we find you a lender, your lender may do a credit check.

I’M LOOKING FOR BAD CREDIT PERSONAL LOANS GUARANTEED, DO YOU DO THOSE?

We can not guarantee you approval, but we will happily consider all customers for our lender-finding service. Anyone is welcome to apply and we’ll do our best to give

HOW DO I REPAY MY LOAN?

Once your loan has been approved by your lender and you have accepted their loan contract, they will likely ask you to nominate a day for your direct debit to be set up from your account.

After you nominate a day, your lender’s customer service team will set you up with a direct debit and your repayments will automatically come out of your account each week on your nominated day. It couldn’t be easier!

READY TO APPLY? HERE’S HOW!

If you just want to get going and you’re ready to apply head to the top of the page and click the Apply Now button and follow the prompts to the application form!

Once you have filled out your application, which can be done in minutes, all you need to do is sit back and wait for us to find you a lender that can offer you a personal loan.

What are you waiting for! Apply Now!


Example of how small personal loans work

Loan amount

$500 minimum
$2,000 maximum

Costs

Most small personal loan providers charge up to 20% as an establishment fee upfront. You’ll then pay a 4% monthly fee.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %.

In APR terms, the maximum annual percentage rate on our loans between $300 and $2000 is 199.43%.

Terms

3
months minumum
6
months maximum

Example:

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate


Example of how medium secured personal loans work

Loan amount

$2,100 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate


Example of how large secured personal loans work

Loan amount

$5,000

Costs

Annual Percentage Rate (APR) is 21.24% Comparison rate is 48% p.a.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate