Looking Short term loans?
Here at Quick Online Loans we pride ourselves on customer service excellence and we offer one of the fastest loan finding services in Australia. Are you looking to borrow money? We may be able to help!
WHAT IS A SHORT TERM LOAN?
A short-term loan is usually a loan scheduled to be repaid between 3 to 12 months. So there is no messy paperwork because we are 100% online and our step by step application only takes minutes to complete. Short term loans are personal loans that are usually processed within a shorter period of time than traditional bank loans. These types of fast cash loans are also referred to as unsecured loans so they do not require an asset to be attached to the loan.
WHY WOULD I TAKE OUT A SHORT TERM LOAN?
With the banks becoming fussier on who they lend to and their lending criteria becoming more stringent, many families and even young professionals are finding themselves looking for other options when it comes to short-term loans. There is a large misconception that people who use short-term loans or short-term cash loans are somehow financially irresponsible. The simple truth is it is becoming harder to get a loan than it used to be and it is catching some people out. However, here at Quick Online Loans, we want to help and we are happy to be more flexible with our lending criteria when searching for your loan.
DO YOU OFFER SHORT TERM LOANS NO CREDIT CHECK?
We do not perform credit checks as a part of our application process on the short-term loans finding services we offer. However, the lenders we find may conduct a credit check. Don’t let this deter you from applying for short term loans. The lenders we find prefer to review 90 days of your bank statements. The lenders we find believe this shows us more about your spending habits than a credit history check that may not reflect your recent improved habits. The lenders we find use cutting-edge technology that gives us fast and accurate advice on your ability to confidently repay the loan that you are applying for. However, the lender that we pair you with may decide to conduct a credit check on their own accord before approving your application.
CAN I STILL GET SHORT TERM LOANS IF I HAVE BAD CREDIT?
Yes! We want to help our customers get you to where you want to be and not just concentrate on where you have been! That’s why we find lenders that can offer short term loans bad credit. The lenders we find believe that your current bank statement can show us more about your recent repayment history than a credit check can and that could be many years old. Once again though, your lender may want to do a credit check after we’ve paired you with them.
HOW DO I KNOW IF A SHORT TERM LOAN IS WHAT I’M LOOKING FOR?
Essentially, you need to ask yourself a few questions:
- What do I need the loan for?
- How fast do I need my loan?
- Do I want to wait through appointments and disappointments with traditional lenders?
We can help you find a lender fast, all you need to do is jump online, hit the apply now button and fill out the online application form and we’ll get to work finding you a lender!
CAN MY APPLICATION BE APPROVED IF I AM RECEIVING CENTRELINK PAYMENTS?
Yes! As long as you are receiving regular income into a personal bank account you can apply for a cash loan approval through Quick Online Loans.
HOW DO I MAKE REPAYMENTS?
Your lender’s customer service representative will ask you to nominate a day that you would like your repayments to be direct debited from your account and will set up a direct debit for the life of your loan, pretty simple!
Once your loan has been completely repaid your direct debits will automatically stop, no reminders or phone calls for you to worry about!
Therefore, what are you waiting for?
All you need to apply is an internet capable device and 5 minutes to fill out our really simple application form and your money worries can be history!
Why wait? APPLY NOW!