Travel Loans Could Be Your Ticket To An Exotic Getaway Or A Relaxing Holiday At Home
The holiday season is almost upon us! It’s time to be merry and take a few weeks off to recoup and gear up for the year ahead. Many of us are going to relax at home, spend some time with the family and just chill. Which is completely cool. Others are looking at escaping to a tropical location for those few weeks and getting some “me” time in. Also super cool! Whatever you decide to do over the holiday season, Quick Online Loans is here to help. How, you ask? By finding you lenders offering travel loans, that’s how!
Whether you’re chilling at home, heading across the country to visit family or heading off somewhere exotic for your holiday season, it’s can be an expensive few weeks. If you don’t quite have all that spare cash handy to cover your travels, consider applying with Quick Online Loans. We can find lenders of travel loans who may be able to give you the hand you’re looking for! Sound good? Read on to see how!
Say hello to Quick Online Loans
Quick Online Loans is a handy lender-finding service that specialises in finding lenders for clients who need a bit of a helping hand! Our aim is to make the whole “getting money thing” easier and simpler so you can get back to the fun things in life. That’s right, we can do the hard work for you!
What can travel loans be used for?
Travel loans can be used for a bunch of travel and holiday related expenses! The beauty of travel loans is that they’re super flexible and are designed to work around you. Just how flexible are they we can hear you asking? Well, take a look!
- Souvenir shopping
- Travel packages
- holiday deposits
- All-inclusive packages
- Rental car hire
- Tour packages
- Cruise packages
And so many more! If you’re thinking of heading off exploring and are looking for lenders of travel loans, we can help! Have you got expenses related to holidays and travel? Submit an application and see if we can find you a lender, today!
Who can apply for travel loans?
Our eligibility criteria for our lender-finding service are nice and simple. If you meet them, then you’re eligible to apply! So, we just need you to meet the following four criteria before we can start trying to find you a lender:
- Be at least 18 years of age
- Be an Australian citizen or permanent resident
- Have been receiving a regular income into a personal bank account for the last 90 days, minimum
- Have an active mobile number and email address
And that’s it! If you match the above four simple criteria then you have the green light to submit an application for our lender-finding service! It really is as simple as that!
Can people receiving Centrelink benefits apply?
Yes, people receiving Centrelink benefits certainly can apply! Trying to get finance when you receive Centrelink benefits can be difficult at the best of times. Traditional lenders tend to take one look at your application, see that you receive Centrelink benefits and knock you back instantly. We don’t think this is very fair. We believe everyone deserves a fair go, regardless of whether they receive Centrelink or not.
With this in mind, we do our best to find lenders who are happy to receive applications from clients receiving Centrelink benefits. We want everyone to have the opportunity to get the travel loans Australia wide.
How does the application process work?
We’ve kept the application process nice and simple for you. You won’t have to worry about hunting down long-lost documents or finding a scanner and trying to upload page after page. Our 100% online, paperwork-free application process is as easy as pie! Read on for our simple, easy to follow application process!
Begin by heading to the top of this page and selecting how much you’re looking to borrow. Next, indicate a repayment period that best suits you and hit the apply now button.
We’ll then grab some personal details from you (name, age, contact details, just the usual) and then get you to tell us a little bit about why you’re applying for a loan. Don’t worry, this part is super quick and painless!
By logging into your internet banking – note, internet, not mobile – you’ll be uploading a read-only copy of your bank statements. Confirm a few details for us and you’re almost done. Hit Submit on your application and we can then get to work trying to find a lender for you.
If we are able to find a potential lender for you we then pass along your application details and they’ll get to work assessing your application. From here on out you will deal with your lender directly. That’ll be it from us, our job is done! We told you it was a quick, painless process!
How much do travel loans cost?
Quick Online Loans is a lender-finder service, not a lender. This means we do not have any say over what your repayments or costs may be. Every lender is different and as such, will have different lending terms and conditions. Make sure to always double check your repayments and costs before signing your contract. Your contract will detail all repayments, costs and terms.
Can people with bad credit apply?
Yes, people with bad credit can apply! We understand that life has a habit of throwing a curveball when you least expect it. It can hit you with those unexpected and often unpleasant surprises that you weren’t prepared for. We get it. We know that not everyone is going to have the perfect credit history and we aren’t going to judge you for it. Rather, we’re here to try and help. If you do have bad credit history but are looking for a lender who may be able to help you out with holiday loans, submit an application with us.
We can find lenders who are happy to accept travel loans applications from people who have bad credit history. Many alternative lenders are a lot more forgiving than traditional lenders. They understand that the average Australian isn’t always going to have the perfect credit history and are willing to give them the fair go they deserve. So, don’t let your previous credit history stop you from applying. Submit an application and see if we can find a lender to help you out with travel loans bad credit.
Will you conduct a credit check?
As we are a lender-finding service and not an actual lender, we will not conduct a credit check on your application. However, we can find lenders who may conduct a credit check on your application as part of a thorough application assessment and responsible lending practices. But don’t let this stop you from applying. The lenders that we can find take into consideration a lot of other application factors besides just your credit score.
This is where your bank statements are important. They provide lenders with an important snapshot of your current finances. Lenders will take a look over these and have a look at a range of different factors. If they can see that you’re successfully making repayments and handling your finances well, they may be able to help you out with travel loans, even if your previous credit history isn’t perfect.
So, don’t let the prospect of a credit check put you off applying. They’re not as scary as you may think and they’re not the be all and end all of your application. We can find lenders who will give you the fair go you deserve.
What if I can’t make my repayments?
If for some reason you find that you are having trouble making your repayments, get in touch with your lender. They understand that life can hit you with unexpected surprises that may affect your ability to make your repayments. If this happens, the sooner you get in touch with your lender, the sooner they can amend your repayments to suit your situation. Most lenders are usually happy to adjust or skip a repayment for you if they need to in order to keep you on track with your loan.
If you are having difficulty with some of your repayments due to an unexpected situation, the last thing you want to do is stop making your repayments. This may result in additional fees and end up costing you much more than it needs to. This can be avoided with a simple phone call to your lender.
So, if something happens like a family emergency, reduced work hours or you’ve lost your job, get in touch with your lender. They’ll be happy to help you out and help you stay on track.
What makes Quick Online Loans great?
We’re damn good at what we do for a bunch of different reasons. We’re 100% online, super fast and incredibly convenient. We try and help out as many people as we can. We believe that everyone deserves a fair go and will do our best to find a lender who may be able to help you out.
With a quick and simple application process, why not give us a go? You never know, you may have that travel loan sorted ASAP and can get on to looking at flights and accommodation. Sound good? Submit an application to find travel loans lenders now!
Want to hear more about what we do? Head on over to our blog and have a gander!